Services

Comprehensive Financial Services Tailored to Your Needs

At Rick Young Financial Services we offer a full spectrum of financial services designed to support individuals, families, and businesses at every stage of their financial journey. Whether you’re looking to grow your wealth, plan for retirement, manage your business finances, or navigate complex tax and estate issues, our team provides expert guidance tailored to help you achieve your specific goals.

Our services include: 

Investment Management

Customized portfolios built to align with your goals and risk tolerance.

CFO & Fiduciary Services

Strategic oversight and trusted stewardship for your personal or business finances.

Estate & Retirement Planning

Forward-thinking plans to secure your legacy and financial independence.

Tax Preparation & Planning

Efficient, proactive strategies to minimize liabilities and maximize clarity.

Bookkeeping & Payroll

Accurate, dependable financial recordkeeping and payroll support for businesses.

Our services are designed to provide the flexibility you need for your financial situation. Whether you’re an individual, a family, a business owner, a farmer—or wear a combination of these hats—we’re committed to providing clarity, confidence, and continuity, so you can focus on what truly matters.

Ready to take the next step?

Schedule a personalized consultation today and take the first step toward clarity, confidence, and lasting peace of mind.

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Client Stories: Illustrative Examples of How We Can Help

The following scenarios are fictional and intended to showcase how our services can be tailored to meet the needs of a wide variety of clients. While inspired by real-life financial challenges and opportunities, these examples do not represent actual clients. Select a scenario to learn more.

The Taylors

Building a Strong Financial Foundation for the Future

Chris’s Studio

Growing a Creative Business with Confidence

The Johnson Family Farm

Planning for Prosperity and Preservation

Meet the Taylors—a dual-income household with two children, focused on building long-term stability, saving for college, and preparing for retirement.

  • Investment Management: We created a balanced investment portfolio that includes a mix of retirement accounts and college savings plans to meet their future goals.
  • Estate & Retirement Planning: We helped the Taylors establish basic estate documents—such as wills and beneficiary designations—and mapped out a practical retirement income plan.
  • Tax Preparation & Planning: We provide annual tax filing services, along with guidance throughout the year to ensure the Taylors maximize their deductions and take advantage of available tax credits.

The result? Peace of mind, greater financial control, and more time to enjoy life.

Meet the Taylors—a dual-income household with two children, focused on building long-term stability, saving for college, and preparing for retirement.

  • Investment Management: We created a balanced investment portfolio that includes a mix of retirement accounts and college savings plans to meet their future goals.
  • Estate & Retirement Planning: We helped the Taylors establish basic estate documents—such as wills and beneficiary designations—and mapped out a practical retirement income plan.
  • Tax Preparation & Planning: We provide annual tax filing services, along with guidance throughout the year to ensure the Taylors maximize their deductions and take advantage of available tax credits.

The result? Peace of mind, greater financial control, and more time to enjoy life.

Meet Chris, the owner of a growing graphic design studio with five employees. Chris needs to manage company finances, stay compliant, and plan for the future.

  • CFO & Fiduciary Services: We provide fractional CFO support to help Chris with cash flow projections, budgeting, and business strategy.
  • Bookkeeping & Payroll: We handle day-to-day bookkeeping and ensure employees are paid accurately and on time.
  • Tax Preparation & Planning: We assist with annual business filings and guide Chris in planning quarterly tax payments and maximizing deductions.
  • Investment Management: We helped Chris establish a SIMPLE IRA plan to support both his own retirement savings and offer a valuable benefit to employees.

With our support, Chris can focus on running his business with confidence and clarity.

Meet Chris, the owner of a growing graphic design studio with five employees. Chris needs to manage company finances, stay compliant, and plan for the future.

  • CFO & Fiduciary Services: We provide fractional CFO support to help Chris with cash flow projections, budgeting, and business strategy.
  • Bookkeeping & Payroll: We handle day-to-day bookkeeping and ensure employees are paid accurately and on time.
  • Tax Preparation & Planning: We assist with annual business filings and guide Chris in planning quarterly tax payments and maximizing deductions.
  • Investment Management: We helped Chris establish a SIMPLE IRA plan to support both his own retirement savings and offer a valuable benefit to employees.

With our support, Chris can focus on running his business with confidence and clarity.

Meet the Johnsons, a multi-generational family running a mid-sized grain farm. They want to ensure profitability, prepare for succession, and optimize tax efficiency.

  • Bookkeeping & Payroll: We provide farm-specific bookkeeping and assist with seasonal payroll needs during planting and harvest.
  • Tax Preparation & Planning: We help the Johnsons take advantage of agricultural deductions, manage depreciation schedules, and file returns that reflect both personal and farm income.
  • Estate & Retirement Planning: We collaborate with their attorney to plan for smooth generational transfer of land and operations while minimizing estate taxes.
  • CFO & Fiduciary Services: We offer financial oversight and strategic planning, ensuring the Johnsons have clear insight into the farm’s long-term viability.

With our guidance, the Johnsons can focus on what they do best—running the farm and preserving their legacy.

Meet the Johnsons, a multi-generational family running a mid-sized grain farm. They want to ensure profitability, prepare for succession, and optimize tax efficiency.

  • Bookkeeping & Payroll: We provide farm-specific bookkeeping and assist with seasonal payroll needs during planting and harvest.
  • Tax Preparation & Planning: We help the Johnsons take advantage of agricultural deductions, manage depreciation schedules, and file returns that reflect both personal and farm income.
  • Estate & Retirement Planning: We collaborate with their attorney to plan for smooth generational transfer of land and operations while minimizing estate taxes.
  • CFO & Fiduciary Services: We offer financial oversight and strategic planning, ensuring the Johnsons have clear insight into the farm’s long-term viability.

With our guidance, the Johnsons can focus on what they do best—running the farm and preserving their legacy.