Privacy Policy

Updated: 07/27/2026

Privacy Policy

Rick Young Financial Services (“RYFS,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide through our website, www.rickyoungfinancial.com.

This Privacy Policy explains how we collect, use, and safeguard information obtained through this website. It applies only to information collected through this website and does not replace the separate privacy notices provided to clients in connection with financial planning, investment advisory, brokerage, or insurance services.

Information We Collect

Information You Voluntarily Provide

You may voluntarily provide personal information when you:

  • Contact us through our website
  • Request information about our services
  • Schedule a meeting
  • Subscribe to updates or newsletters
  • Complete an online form

This information may include:

  • Name
  • Email address
  • Telephone number
  • Mailing address
  • Information you choose to include in your message

Providing this information is voluntary.

Information Collected Automatically

When you visit our website, certain technical information may be collected automatically, including:

  • IP address
  • Browser type and version
  • Device type
  • Operating system
  • Date and time of your visit
  • Pages viewed
  • Referring website
  • Website usage statistics

This information is used to improve the functionality, security, and performance of our website.

Cookies and Analytics

Our website may use cookies and similar technologies to:

  • Remember your preferences
  • Improve website functionality
  • Analyze website traffic
  • Measure visitor engagement
  • Enhance your browsing experience

We may use third-party analytics services, such as Google Analytics, to better understand how visitors use our website. These providers collect information according to their own privacy policies.

Most web browsers allow you to manage or disable cookies through your browser settings.

How We Use Your Information

We may use information collected through our website to:

  • Respond to your inquiries
  • Schedule meetings or consultations
  • Provide information regarding our services
  • Improve our website and user experience
  • Maintain website security
  • Communicate firm updates or educational content
  • Comply with applicable legal and regulatory obligations

We do not sell or rent your personal information.

SMS and Mobile Communications

If you choose to provide your mobile telephone number, you may elect to receive text messages from Rick Young Financial Services. These communications may include:

  • Appointment reminders
  • Meeting confirmations
  • Document or signature reminders
  • Account or service notifications
  • Client service communications
  • Responses to your inquiries

We do not use SMS messages to provide individualized investment advice or to transmit confidential account information.

Your consent to receive text messages is not a condition of purchasing any products or services.

Message frequency may vary depending on your relationship with our firm.

Standard message and data rates may apply according to your wireless carrier plan.

You may opt out of SMS communications at any time by replying STOP to any message. For assistance, contact our office directly.

Sharing Information

We may share information with trusted third-party service providers who assist us with:

  • Website hosting
  • Technology services
  • Website analytics
  • Email communications
  • Appointment scheduling
  • Cybersecurity and information technology support

These providers are required to maintain appropriate safeguards for the information they receive.

We may also disclose information when required by applicable law, court order, subpoena, regulatory request, or to protect our legal rights.

We do not sell, rent, or share mobile telephone numbers or SMS consent information with third parties or affiliates for their own marketing purposes.

Information Security

Protecting your information is important to us.

We maintain administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction.

Although we employ commercially reasonable security measures, no method of electronic transmission or storage can be guaranteed to be completely secure.

Electronic Communications

Email and website communications may not always be secure.

Please avoid transmitting Social Security numbers, account numbers, passwords, driver’s license numbers, investment account information, tax documents, or other confidential financial information through website contact forms or ordinary email unless specifically instructed to do so through a secure communication method.

Third-Party Websites

Our website may contain links to third-party websites, including custodians, regulatory organizations, financial institutions, or educational resources.

We are not responsible for the content, security, or privacy practices of third-party websites. We encourage you to review their privacy policies before providing personal information.

Children’s Privacy

This website is intended for adults and is not directed toward children under the age of 13. We do not knowingly collect personal information from children.

Client Privacy Notice

Clients of Rick Young Financial Services receive a separate Privacy Notice in accordance with the Gramm-Leach-Bliley Act (GLBA) and other applicable federal regulations. That notice explains how we collect, use, and protect nonpublic personal information obtained in connection with providing financial planning, investment advisory, brokerage, and related financial services.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our business practices, technology, or legal requirements.

Updates become effective when posted on this page.

Governing Law

This Privacy Policy is governed by applicable federal law and, to the extent not preempted, the laws of the State of Nebraska.

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